Privacy Policy

1. Sign In with Google

We use Google OAuth 2.0 for authentication. When you sign in, we receive only:

• Your name
• Your email address

We do not access: your Google Drive, Gmail, contacts, calendar, or any other Google services. Google login is used solely for secure authentication.

2. Information We Collect

To provide our service, we collect:

• Account Information: Your name and email from Google sign-in.
• Financial Data: Expenses, loans, group splits, and related details that you voluntarily enter into the app.
• Usage Data: Anonymous analytics to understand how the app is used and improve your experience.

We never collect: passwords, phone numbers, financial account details, or sensitive identification documents.

3. How We Use Your Information

We use your information to:

• Authenticate you securely when you sign in
• Provide and maintain the neplexa service
• Track loans, expenses, and group splits as you request
• Calculate balances and who owes whom
• Improve the app based on anonymous usage data

We do not sell your data. Your financial information is private and is never shared with advertisers or third-party data brokers.

4. Data Storage and Security

Your data is stored securely using industry-standard practices:

• All data is encrypted in transit using HTTPS/TLS
• Data at rest is protected in a secure database
• Access is restricted to authorized systems only

5. Cookies and Session Management

We use secure authentication tokens and minimal cookies to maintain your session. We also store your theme preference (light/dark mode) locally. We do not use cross-site tracking cookies or advertising cookies.

6. Third-Party Services

We use trusted third-party services for:

• Cloud hosting and database infrastructure
• Google OAuth for authentication
• Anonymous analytics (to understand app usage)

These providers are carefully selected and required to handle your data securely.

7. Your Rights

You have full control over your data:

• Access: View all your data at any time through the app.
• Edit: Update or correct any information you have entered.
• Delete: Permanently delete your account and all associated data at any time.
• Export: Request a copy of your data before deleting your account.

To delete your account, go to Settings within the app and select "Delete Account." Your data will be permanently removed.

8. Children's Privacy

neplexa is not intended for users under the age of 13. We do not knowingly collect information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. If we make significant changes, we will notify you by updating the "Last updated" date or through a notice in the app. Continued use of the service after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at [email protected].